Privacy Policy

What Does CCB Community Bank do with your personal information?

Privacy Policy section. Why, what, and how of information sharing
Privacy Policy section. Why, what, and how of information sharing
FACTS WHAT DOES CCB COMMUNITY BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Name, address, Social Security Number, and income
  • Account balances and payment history
  • Credit History and Credit Scores
When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons CCB Community Bank chooses to share; and whether you can limit this sharing.
Privacy Policy Section. Information Sharing details.
Privacy Policy Section. Information Sharing details.
Reasons we can share your personal information Does CCB Community Bank share? Can you limit this sharing?
For our everyday business purposes — —such as to process your transactions, maintain the account(s) you have with us, respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes — to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes — information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes — information about your creditworthiness No We don't share
For affiliates to market to you No We don't share
For non-affiliates to market to you No We don't share
Questions? Call us at (334) 222-2561 or visit us online at www.bankccb.com.
More information about your privacy continued on next page.
Privacy Policy Section. Origin of this notice.
Privacy Policy Section. Origin of this notice.
Who we are
Who is providing this notice? CCB Community Bank
Privacy Policy Section. Information security details.
Privacy Policy Section. Information security details.
What we do
How does CCB Community Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings, procedural safeguards and safe record storage. We will continue to review and modify our security controls in the future to deal with changes in products, services and technology.
How does CCB Community Bank collect my personal information? We collect your personal information, for example, when you
  • open an account
  • apply for a loan
  • use your credit or debit card
  • pay your bills
  • make deposits to or withdrawals from the accounts with us
We also collect your personal information from others, including credit bureaus or other companies.
Why can't I limit all sharing? Federal law only gives you the right to limit:
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Privacy Policy Section. Definitions
Privacy Policy Section. Definitions
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • CCB Community Bank has no affiliates
Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • CCB Community Bank does not share with non-affiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • CCB Community Bank does not jointly market.
 

Terms of Use

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE, WHICH IS OPERATED BY CCB COMMUNITY BANK. YOUR ACCESS TO AND USE OF THE SITE IS CONDITIONED UPON YOUR ACCEPTANCE OF AND COMPLIANCE WITH THESE TERMS. THESE TERMS APPLY TO ALL VISITORS, USERS, AND OTHERS WHO WISH TO ACCESS OR USE THE WEBSITE. IF YOU DO NOT AGREE WITH THESE TERMS, DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES, YOU AGREE TO BE BOUND BY THESE TERMS OF USE.

No Warranty/Limitation of Liability

CCB Community Bank will use reasonable efforts to ensure that all information displayed is accurate. CCB Community Bank disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. CCB Community Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to, the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if CCB Community Bank has been informed of the possibility of such loss or damage.

Links to Other Web Sites

This website contains links to third-party web sites or services that are not owned or controlled by CCB Community Bank.
CCB Community Bank has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party web sites or services. We do not warrant the offerings of any of these entities/individuals or their websites. You acknowledge and agree that CCB Community Bank shall not be responsible or liable, directly or indirectly, for any damage or loss caused, or alleged to be caused, by or in connection with use of or reliance on any such content, goods, or services available on or through any such third-party web sites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

Copyright Issues

All trademarks, service marks, trade names, trade dress and related intellectual property rights in the Services are proprietary to CCB Community Bank or our licensors or licensees. You may not use, reproduce or display any of the CCB Community Bank trademarks except upon CCB Community Bank’s prior written consent. The Site and its entire contents, features, and functionality (including but not limited to all web pages, user interfaces, information, design,
software, source code, text, displays, graphics, images, videos, and audio recordings, and the design, selection, and arrangement thereof) are owned, controlled, or licensed by CCB Community Bank, and are protected by United States and international copyright, trademark,
patent, trade secret, and other intellectual property or proprietary rights laws.

Except as expressly provided in these Terms of Use, you may not copy, display, distribute, transmit, transfer, link to, reproduce, license, frame, alter, create derivative works of, reverse engineer, or republish all or any portion of the Site for any commercial or public purpose without CCB Community Bank’s prior written consent.

Governing Law

These terms and conditions shall be governed and construed in accordance with the laws of Alabama, United States, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of Alabama, without regard to its conflict of law
provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our website, and supersede and replace any prior agreements we might have had between us regarding the website.

Indemnification

You agree to defend, indemnify, and hold harmless CCB Community Bank and our affiliates, direct and indirect subsidiaries, directors, officers, employees, agents, successors, assigns, and service providers and their affiliates from and against all losses, liabilities, damages, claims, and expenses, including attorneys' fees, arising out of, relating to, or resulting from your violation of these Terms of Use or misuse of the Service or the Site, including such violation or misuses conducted by your employee or agent.

Equipment and Printer Requirements

We recommend use of the most current, fully patched, versions of Internet browsers for accessing the Internet Banking Service. Some features may not be supported with older browsers. You will need Internet access through an Internet service provider (ISP). You will need access to a printer and/or other storage medium such as a hard drive for downloading information or printing disclosures. You will also need an external email address for the delivery
of electronic notices and disclosures. You must maintain fully updated anti-virus protection on your computer at all times.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our website after any revisions become effective, you agree to be bound by the revised terms. If you have any questions about these Terms, please contact us.

Effective/Adopted 08/26/2019

 

Website Accessibility Policy

CCB Community Bank is committed to providing equality of opportunity to persons of all abilities, including equal access to its website.

Our web pages are designed to be consistent with the Level AA recommendations of the World Wide Web Consortium’s Web Content Accessibility Guidelines. Our goal is for our web pages, including electronic documents and multimedia, and associated web-based applications to be reasonably compliant with these guidelines.

While we make every effort to ensure accessibility, we are not responsible for third-party-provided web content or applications, such as links to outside sites.

Our efforts to ensure equal access are ongoing. CCB will periodically review its website for adherence to this commitment. If you have a disability, we welcome your feedback about the accessibility of our site. If you find a part of the site that you feel does not conform to Level AA of the WCAG, please use one of the methods below to let us know so that we can rectify it.

Contact Us (334) 222-2561, send a Secure Email from our website, or visit one of our branches. This policy may change over time as changes are made to both accessibility guidelines and web technology.

Effective/Adopted 02/28/2018