Business Online Banking

CCB makes managing your business finances easier than ever.

  • Real-time Account Balances

  • Direct Deposit of Payroll

  • ACH Origination

  • Transfer Funds between accounts in real time

  • State and Federal Tax Payments

  • Bill Pay Services

  • Notifi Real-Time Account and Security Alerts

  • All in a fully safe and secure environment

For more detailed info on how to use our business services, just view our Business Online Banking Demo video on our Product Demo page in our Education Center.

 

Business Online Bill Pay

Business Bill Pay lets you quickly and conveniently pay anyone online that you pay today by check.

  • Administer three levels of authorized users with dual control features.

  • Pay any person or company in the U.S. except court-ordered payments and state and federal tax payments.

  • Receive and pay e-Bills online.

  • Schedule repeating payments.

  • Electronically link invoice and credit memo information with your payments.

 

Business Mobile Banking

Business doesn't stop just because you're away from the office, and some important financial decisions can't wait until you get back. That's why our Business app can be such a crucial tool for you and your company.

  • Review transfers and payments

  • Approve transactions

  • Deposit checks on the go

  • Prevent fraudulent transactions

 

Business Mobile Deposit

Deposit checks quickly and securely simply by taking a picture of the front and back of the check with your mobile device. Available for eligible customers who are enrolled in business online banking.

 

Remote Deposit Capture

This service utilizes a desktop scanner that connects to your PC and the Internet. With it, you can scan checks received from customers and make deposits electronically to CCB, anytime, day or night.

Key Advantages of Remote Deposit Capture:

  • Save time preparing deposits. Preparing deposits electronically is very efficient. Plus, your funds become available faster.

  • Streamline cash flow. Deposit checks into a central business account regardless of remote office or storefront locations.

  • Reduce risk of check fraud. Faster check clearing may allow you to act sooner on returned checks, increasing collection opportunities.

For a quick Demo, watch our Remote Deposit Video.

 

ACH Manager

Whether your business is small or large, CCB's Online Commercial Services provides powerful tools to better manage your cash, so you'll have the time to better manage your business.

As part of your online cash management, you can originate ACH transactions when and where you want, safely and quickly. It's the cost-effective way to handle routine transactions.

ACH is used for a wide variety of payments and deposits:

  • Electronic Payment Services: feature provides ACH origination for Direct Deposit Payroll, Collection of Payments, and Commercial Payments. Same-day ACH origination is available.

  • Electronic Federal Tax Payments Service (EFTPS): Make your federal tax payments timely and securely using EFTPS through online banking.

  • User Administration: Access to each service is assigned by your business to your designated employees. Save valuable time and increase efficiencies by conveniently assigning specific account access, dual control privileges, and transaction limits to your associates.

  • Notify Me Alerts: This notification feature allows you to designate what type of account activity, such as overdraft alerts, balance alerts, pending ACH batches requiring approval, and large transaction alerts, you would like to be notified of via e-mail.

  • Multi Factor Security Token: Anyone attempting to log into your account will meet an authentication process.

  • Downloads: Ability to download account histories to Money, Quicken, Quickbooks or other financial management software.

 

Merchant Services

It's more important than ever for your business to accept non-cash payment options like credit or debit cards. We can help you with your payment processing solutions.

Is your business mobile? Be open for business anywhere.

  • Real-time credit card processing

  • Approved or declined response at time of sale

  • Capture customer’s signature on enabled devices