Commercial Real Estate Loans

At CCB, we understand the importance of this investment and have experience helping business owners evaluate and finance these important decisions. Our lending officer will study your detailed business plan to help you maximize your investment and cash flow.

Financing features:

  • Owner occupied

  • Investment/Income producing

  • Flexible terms

 

Term Business Loans

Term loans are standard commercial short-term or long-term loans with a repayment schedule and maturity date. It is the most common business loan for extra cash for different business needs.

  • Machinery

  • Autos

  • Inventory

  • Construction or improvements

  • Working capital

 

Revolving Lines of Credit

This flexible method of borrowing money can be an important tool for business owners to have steady access to cash when you might need it most.

  • Fluctuations of sales

  • Paying bills or employees

  • Cash flow shortages

  • Business improvements

  • Other business needs

 

Agricultural Loans

Agriculture has always been at the root of who we are. From the first loan made to a farmer in 1947, CCB has become the community leader in agribusiness.

  • Whether your business is beef, pork, poultry, dairy, crops, ag-supply, processing, or other facets of agribusiness, we have the experience and resources to provide financing for the unique needs of your operation

  • We understand the cyclical nature of the industry

  • We can customize lending solutions depending on your size, core business needs, and location

  • CCB provides operating lines of credit, term loans, equipment loans, and other lending options to fit your operating needs

 

Working Capital Loans

It’s essential that your business has enough working capital at any one time to meet your short-term obligations. Working capital loans can be used for the day-to-day expenses of running a business.

For example:

  • Operational costs

  • Rent

  • Payroll

  • Inventory

  • Marketing