Regular Savings

A penny saved is a penny earned. Think big and start small with our regular savings account.

Features:

  • Interest paid on all collected balances

  • Interest paid quarterly

  • Statements mailed quarterly

  • Online services

Minimum balance, fees, and other requirements:

  • $200 minimum opening deposit

  • No service charge if you maintain a $200 daily balance; otherwise, a $6 quarterly service charge

  • We allow nine withdrawals per quarter and charge $2 for each withdrawal in excess of nine

 

Koala Club Super Savers 

The Koala Club Super Savers is a special savings account that's just for kids, so it's fun, yet educational as well. In fact, it's the coolest club in town!

Features:

Cartoon of a Koala wearing a superhero costume

  • Interest paid on all collected balances

  • Koala Club Super Savers T-Shirt

  • Koala Club Super Savers Deposit Bag

  • Special gift with each deposit

  • Good grade rewards

  • Interest paid quarterly

  • Statements mailed quarterly

  • Online services

Minimum balance, fees, and other requirements:

  • $25 minimum opening deposit

  • No minimum daily balance required

  • We allow nine withdrawals per quarter and charge $2 for each withdrawal in excess of nine

 

Money Market Account

Looking to grow your savings at a higher rate and still maintain access? A CCB Money Market Account may be the right choice for you!

Features

  • $2,500 minimum opening deposit

  • Maintain a $2,500 minimum daily balance*

  • Tiered interest rates (rates may change at any time)

  • Interest accrues daily and credited monthly

*A monthly service charge of $10.00 is charged if daily balance is not maintained.

 

Certificate of Deposit (CD)

Invest your funds in a CCB Certificate of Deposit and earn a guaranteed return. From short-term to long-term, Certificates of Deposit (CDs) are smart options to help maximize your investment.

We offer a wide range of CDs so you can tailor the certificate to fit your investment plan, maturity date, and amount.

You may elect to:

  • Compound interest

  • Receive your interest by check

  • Direct deposit to another CCB account

Please contact us for current rates. Federal regulations require a substantial penalty if funds are withdrawn before the maturity of any Certificate or Time Deposit.

 

CDARs

The Certificate of Deposit Account Registry Service® is the most convenient way for safety-conscious investors to access FDIC insurance on multi-million-dollar deposits.

When you place a large deposit with a CDARS Network member, CCB uses the CDARS service to place your funds into CDs issued by other members of the CDARS Network. This occurs in increments below the standard FDIC insurance maximum ($250,000) so that both principal and interest are eligible for FDIC insurance.

Why CDARS?

  • Peace of mind

  • One relationship, one rate, and one statement

  • No hidden fees

  • No ongoing collateralization

  • A wide variety of maturities

  • Community investment

 

Individual Retirement Account

You can never start too early to make the most of your earnings. An individual retirement account (IRA) can help you work toward a financially secure retirement.

  • Build savings in a federally insured and tax-advantaged account

  • Deposits are insured to the maximum allowable amount by the FDIC

Timing is everything, so it’s time to learn more. Speak with one of our Relationship Bankers at one of our banking locations.