Our Story & History

Old, sepia tone photo of CCB front desk

Our Story began in July 1947 when six local investors, with $170,000 in capital, launched the dream of a hometown bank in Andalusia, AL. We started a tradition of going the extra mile for our customers, which continues today. Our goal was to be progressive and prosperous, so we could reinvest in our communities

We always took pride in being first. Did you know, way back when, CCB was the first community bank in Covington County to provide:

  • An Auto Window for drive-up banking

  • A 24-hour banking mail slot for envelopes

  • Electronic imprinted numbered checks with the customer’s names in a matter of minutes

  • Drive-thru lanes with pneumatic cylinders

  • The BankAmericard, a local credit card that could be used nationally, exclusive for our community

  • To recognize women as Officers

  • Statement check imaging

  • Mobile Banking

As CCB Andalusia grew, we opened locations in Opp, AL, Crestview, FL, Niceville, FL, and DeFuniak Springs, FL, with future plans to open in other markets offering more locations and more convenience.

CCB is a leader in community banks, offering a broad array of products and services for consumers and businesses. Through our subsidiary full-service brokerage company, CCB Financial Services, we can meet your diverse financial needs, too.

We are proud of our rich history. Our commitment to the financial success of our clients, committed employees, and sound management has been the backbone of our bank's growth and success.

Independent Community Bankers of America® (ICBA) has recognized CCB as a Top Performer based on its earnings and operational efficiencies, plus the "Certificate of Appreciation" for 30+ years of supporting the community banking industry.

 

Community Involvement

Our communities are at the heart of everything we do. Our employees take great pride in helping our local communities. We actively encourage our employees to volunteer their time to make a difference by helping local community and non-profit organizations.

Through sponsorships and charitable contributions, we support a wide range of organizations, including:

  • Local Chambers of Commerce

  • Charities

  • Schools

  • Athletics

  • Economic Development

  • Community Service Agencies

  • And more